Bitter cold wind chills and expensive heating bills.

Though the twenty-below temperatures and fifty-below wind chills that have plagued northeastern Wisconsin over the past several weeks seem to be over (knock on wood), cold temperatures will persist for some time (as one would expect they would, since it is only the beginning of February).
So, today is as good a day as any to remind you that if you’re falling behind on your utility bills and can’t afford to catch back up before the winter moratorium ends, you should consider consulting with a bankruptcy attorney now.  Come April 15th, the power companies can shut you off if you’re delinquent, but bankruptcy can prevent utility disconnects.
April 15th is still 2-1/2 months away, but remember that it takes time to prepare a proper case, so don’t wait until the last minute to do something.  Also keep in mind that Chapter 128 is no longer a viable method for preventing a disconnection.
For what it’s worth, Punxsutawney Phil is indicating six more weeks of winter.  Though, if you ask me, six weeks of winter is an early spring in this state, to say nothing of the questionable wisdom of using marmot-modeled forecasts.