All bankruptcy debtors must complete two counseling courses – one in credit counseling in order to be eligible to file bankruptcy and a second in financial management in order to be eligible to receive a discharge.
For years, Trustee King (retired) and his successor Trustee Garcia have offered a free financial management course to Chapter 13 debtors who have been assigned to them. I have not charged my Chapter 13 clients for the financial management course on the assumption that they would enroll in this free course.
However, on account of dropping attendance figured, this free course is being discontinued. The last course will be held in Oshkosh next month. Accordingly, those who have not yet completed the second counseling course (or those whose cases aren’t even filed yet) will need to take the course through a different provider.