No longer accepting new clients.
Information for Former Bankruptcy Clients
Tying Up Loose Ends...
Before you continue… Have you actually received your bankruptcy discharge yet? (Neither hiring an attorney to file for bankruptcy, filing a bankruptcy case, or attending the hearing with the Trustee are the same as receiving your discharge order.) In Chapter 7, the discharge is usually granted about two months after your hearing with the Trustee. In Chapter 13, the discharge is granted at the end of your 3-5 year plan. When you receive the discharge order from the bankruptcy court, it is very important that you keep a copy of that order for your permanent records.



  1. If you need to pull your free anual credit reports under FACTA...
    visit https://www.annualcreditreport.com/index.action.
    
     
  2. If you need to dispute a credit reporting error...
    download this packet.
    
     
  3. If you need to satisfy a judgment in state court...
    You will need to download and complete either the official form CV900 or this modified version.
    
     
  4. If you need a copy of your bankruptcy schedules or your order of discharge...
    visit https://www.wieb.uscourts.gov/obtain-copies-documents.
    
     
  5. If you have questions about missing reaffirmation agreements...
    please read this article.
    
     
  6. If a creditor is attempting to collect a debt that was discharged in bankruptcy...
    make sure it's an actual violation by checking the statement date and service dates against the date your case was filed.
    If there is a violation, contact Atty. Olson or another attorney.
    
     
  7. If you have questions about debts that were not listed in your bankruptcy schedules...
    If you filed a Chapter 13 case (or a Chapter 7 case where the Trustee made distributions to creditors from non-exempt assets or recovered preferences), then the debt is non-dischargeable.
    If you filed a Chapter 7 case where there were no distributions to creditors, an unlisted debt is still discharged under In re Guseck, 310 B.R. 400 (Bankr. E.D. Wis. 2004).